1. Credit Solution Group

Credit Solution Group established itself as the top choice for credit repair based on pioneering next-generation credit repair. This innovation allowed Credit Solution Group to dominate our Credit Repair Service Reviews.

Service - Unlimited strategic credit bureau disputes every 35 days, aggressive direct creditor disputes, guaranteed approval credit options, personal information correction, removal of unauthorized inquiries, all accounts are attacked immediately. You also receive complete access to their secure credit portal, which is transparent and very detailed about your file while still being easy to navigate.

Total Cost - All accounts being attacked at once with advanced tactics you see speed is the goal. Clients finish the total service here before other company's complete one round of credit disputes. This service has options starting at $149, but the speed you get results equals savings. You are always done within 12 months but usually in just 8.

Time Line - Expect results quickly, you do not begin monthly payments until results are received from the credit bureaus. The average client appears to be complete within 6 months however there is not contract. You can cancel anytime.

Results - There website is jam packed with all the proof you need. Results directly from the credit bureaus, actual before and after credit reports, and they also have clients sharing their testimonials of success.

Guarantee - As a fully compliant company they do not guarantee any specific outcome (its illegal) but their service is backed by a risk free 100% money back guarantee.

Credit Solution Group boasts zero lifetime complaints with the BBB or any other agency. Every client receives a free credit review before they are allowed to sign up, Credit Solution Group only take clients they can help.

2. Ovation Credit Report Repair

Ovation Law has been around for some time. They have built their own reputation in the industry. Pricing shows to be less than giant Lexington Law however they deliver more through customer service. If you want to have a law firm work on your credit, Ovation appears to be the choice.

Service - Credit bureau disputes, debt validation, provide system that you must navigate and manually choose accounts to dispute.

Total Cost - There is no for sure total cost with the service, it is pay monthly but does not have a program completion date. The base pricing equates to spending over $700 per year, which can seem alluring but the service end date is unknown.

Time Line - Expect results, but not quickly. Results seem to trickle in but they do come.

Results - There website is full of good information, including a few testimonials however we were unable to find and actual service results.

Guarantee - Another compliant company which does not guarantee any specific outcome. They agree to do their service refunding any monies for services not performed. They refund the month but do have not a 100% money back guarantee.

3. Sky Blue Credit

Sky Blue Credit provides personal service that has helped thousands with their credit. They have been in business since 1989, and are a good fit for someone with a small budget who requires very little help.

Service - Unlimited credit bureau disputes with unlimited collection company and creditor interventions.

Total Cost - Their service also is pay as you go cancel any time. There is not sure total cost with the service but they do offer one low monthly fee for everyone

Time Line - Expect results, but not quickly. Results seem to trickle in but they do come.

Results - There website is also full of good information but no results or testimonials were found on their service.

Guarantee - A compliant company which does not guarantee any specific outcome. They agree if you are not satisfied they will refund your money.

4. Veracity Credit Consultants

Veracity Credit offers education with two levels of service. They have been around for some time working hard to help their customers. There has been action taken against Veracity but they appear to provide a good service.

Service - Credit bureau disputes, debt validation, provide system that you must navigate and manually choose accounts to dispute.

Total Cost - There is no for sure total cost with the service, it is pay monthly but does not have a program completion date. They have two levels of monthly payments for their different services that can be over $1000 per year, cancel anytime.

Time Line - Expect results, but not quickly. Results seem to trickle in but they do come.

Results - With a lot of education and information to fill up their website we were not able to find any results. There were no testimonials or any actual credit repair service results.

Guarantee - Sticking to compliance Veracity does not guarantee any specific outcome. They agree to perform their service as described in the agreement, then you get a refund the wording does not clearly state what you will be refunded.

5. Lexington Law

Lexington Law is the credit repair industries giant, having served over 500,000 clients. They provide their services to a large volume of clients; they choose to only dispute a few items at a time making this is very long drawn out process to get the type of credit improvement consumer's desire.

Service - Multiple levels of service all include the credit bureau disputes, some include debt validation or creditor direct interventions. They also provide system that you must navigate and manually choose accounts to dispute.

Total Cost - There is no for sure total cost with the service, it will cost over $1000 a year to get the right one. They have multiple levels of monthly payments for their different services that can be over $1000 per year, cancel anytime.

Time Line - Expect results, but not quickly. Results seem to trickle in but they do come.

Results - With a lot of education and information, you can find video testimonials all over the internet. There were no testimonials or any actual credit repair service results.

Guarantee - Sticking to compliance Lexington Law does not guarantee any specific outcome. They agree to perform their service as described in the agreement. You will only be refunded for the months services if not performed.